Manhattan millionaire Payne Sterling is used to being in the public eye, but his notoriety goes too far when he sees his picture on a succession of new romance novels! Payne has never posed for any portrait, so he's determined to track down the artist who's embarrassed him.... Beautiful, talented Rainey Bennet had seen Payne's photo in her brother's holiday snaps and, having no idea he was a famous entrepreneur, she thought he made perfect "hero" material! In the flesh, he's just as gorgeous – but now he's taking her to court! Until the powerful tycoon proposes a way for Rainey to pay him back!